Process
One subscription. Two compounding outcomes.
You get production BI software packages for day-to-day operations — and Net-term invoices for those same services that can strengthen how commercial counterparties see your payment behavior over time.
01
Activate the software stack for your tier
Unlock firmographic enrichment, a document vault, billing, trade-reporting exports, and — on higher tiers — webhooks, contracts, team seats, API keys, syndication, and account-manager tools. These are the packages your operators use to run underwriting context, file hygiene, and integrations.
02
Receive Net-term invoices for real platform services
Setup and monthly fees are invoiced as a Trade Credit Facility for Platform Services & Data Invoicing — Net 30, 60, or 90 depending on plan. You are financing tangible software and data access, not buying a standalone “tradeline product.”
03
Build a commercial payment track record
As you pay platform invoices on time, S3 may furnish that payment performance to commercial credit repositories and trade partners under standard furnisher practices. Outcomes are never guaranteed — but the underlying activity is authentic: software you actually use, invoices you actually pay.
Invoicing & data furnishing
How Net-term invoices support a commercial payment profile
Trade credit is how many B2B relationships already work. S3 applies that pattern to BI software: you receive invoices, you pay them, and that performance can be packaged for commercial reporting channels.
- 1. Subscribe and accept the Trade Credit Agreement Choose Starter, Professional, or Enterprise. Confirm the Commercial Trade Credit Agreement so your org can use the dashboard and facility.
- 2. Use the packages; receive Net-term invoices Operate firmographics, vault, and higher-tier tools. Stripe issues setup and subscription invoices on Net 30, 60, or 90 for those platform services.
- 3. Pay on time; record performance Payments update invoice status and payment-performance rows inside your org. Your dashboard tracks on-time rate and facility utilization.
- 4. Export / furnish for commercial handoff Generate `s3bi.furnisher.v1` batches for review and partner handoff. S3 may furnish payment performance to commercial repositories under standard practices. Repository outcomes are not guaranteed.
No bureau, consortium, syndicate, or agency is required to create or update a file, change a score, or approve funding.
Facility
Trade Credit Facility for platform services
Net terms finance your subscription to S3 software and data — not a standalone credit product and not consumer credit repair. Facility limits describe invoicing capacity for software and data deliverables.
Disclosure
Commercial furnisher practices
S3 Business Intelligence is a commercial software and data platform. Net 30/60/90 terms are a Trade Credit Facility for Platform Services & Data Invoicing. Payment performance on those invoices may be furnished to commercial credit repositories under standard data-furnisher practices. S3 is not a consumer reporting agency, credit repair organization, lender, or bank. Outcomes at any repository are not guaranteed.