Fig. B
Specification · Net terms
How S3 Net term vendor accounts work
Net 30, 60, or 90 means the full invoice balance is due that many days after issue. Paying before the deadline protects your static reported credit line and builds a consecutive on-time streak — the signal that unlocks higher-value Net 90 reporting.
Day 0Invoice issued
Day 30Plan cash
Day 60Pay early
Day 90Net due
Premium example: Net 90. Net 30 and Net 60 use the same pay-before-due discipline on a shorter clock — with lower static credit lines.
Term tiers & static credit lines
- Net 30$5,000 reported line · $49/mo · pay by day 30. Balances are due 30 days after issue. Late payment resets your consecutive on-time streak.
- Net 60$25,000 reported line · $79/mo · pay by day 60. Balances are due 60 days after issue. Paying before the deadline protects your $25k reported line.
- Net 90$100,000 reported line · $129/mo · pay by day 90. Balances are due 90 days after issue. This is the highest static credit line; late payment jeopardizes the $100k report.
What happens after you apply
- ReadyEntity, EIN, business address, and D-U-N-S when eligible
- ApplyFirmographics plus requested Net 30 / 60 / 90 terms
- DecideEligible tier assigned with a static credit line for reporting
- InvoiceStripe send_invoice with days_until_due matching your tier
- PayHosted invoice before the due date; consecutive on-time payments unlock the next tier review
